Special Needs Planning in Middle Tennessee

Caring for a loved one with special needs means planning for a lifetime. A thoughtful plan helps provide financial support while protecting essential benefits like SSI and TennCare.

What Will Happen to Your Loved One When You’re No Longer There?

This is one of the hardest questions families face.

If you are caring for a child or loved one with special needs, you are their protector, advocate, and support system. But what happens when you cannot be there?


  • Will they have enough financial support?
  • Will they continue to receive benefits like SSI or TennCare?
  • Who will step in to care for them?

Many families do not realize that leaving money directly to a loved one with special needs can actually cause them to lose important government benefits.

That is not a risk you want to take.

With the right plan, you can provide for your loved one while protecting the benefits they rely on.

Call us at 615-824-2571 or click here to get started today.

What Should a Special Needs Plan Include?

A strong plan ensures your loved one is cared for financially, medically, and personally throughout their life.

Special Needs Trusts

These trusts allow you to set aside money for your loved one without affecting their eligibility for benefits like SSI and TennCare

Benefit Protection Strategies

We guide you through the rules that protect access to government programs while still providing additional financial support.

A Simple Mistake Can Have Lasting Consequences

We have seen families make decisions with the best intentions that lead to serious problems.

A grandparent leaves an inheritance directly to a child with special needs. What should have been a blessing becomes a setback. Benefits are lost. Care is disrupted. The family is left trying to fix the situation.

These mistakes are common, but they are preventable.

Without the right planning, your loved one could lose access to critical support that provides medical care, housing, and daily assistance.

With a proper plan in place, you can avoid these risks and ensure your loved one is protected for life.

Call us at 615-824-2571 or click here to get started today.

Provide Lifelong Care and Protection

At Johnson McGinnis Elder Care Law & Estate Planning, we help families create plans that support their loved ones for decades to come.

Our goal is simple. Help you protect your loved one’s quality of life while giving you peace of mind about their future.

4 Reasons Special Needs Planning Matters

Planning ahead gives your loved one stability, protection, and a better quality of life.

Protect Access to Government Benefits

A properly structured plan helps your loved one keep essential benefits like SSI and TennCare, which often cover medical care and daily support.

Provide Financial Support the Right Way

Give your loved one access to funds for housing, education, and personal needs without putting their benefits at risk.

Ensure Lifelong Care and Guidance

You can choose who will step in, how care decisions will be made, and what kind of life you want your loved one to have.

Avoid Costly Mistakes and Delays

Without a plan, even a well-meaning gift or inheritance can create serious problems. Planning now helps your family avoid stress, confusion, and unnecessary setbacks later.

They Depend on You. Let’s Plan for Their Future

You have dedicated your life to caring for your loved one.

A thoughtful plan ensures they will always be protected, supported, and cared for, even when you are not there.

You do not have to figure this out on your own. We are here to guide you every step of the way.

Take the first step today and create a plan that gives you confidence and peace of mind.