With long-term care costs as much as $150,000 per year, it has never been more important to plan carefully for the funding of a loved one’s care. Since no one can predict how many years long-term care will be needed, a Pre-Crisis Life Care Plan may be the single most important step you can take to avoid the multiplier effect of costly bad decisions. With so much at stake, even the most financially secure families find that the relatively small investment pays for itself many times over during a loved one’s long-term care journey. 

If you wait until your loved one can no longer live safely at home to create your Life Care Plan, you will pay more for care arranged at the last minute, your elderly loved one will have fewer good choices, and the emotional and physical toll on family caregivers will be great. 

That's why Pre-Crisis Life Care Planning is so valuable. Creating a Life Care Plan for your loved one shortly after a trigger event or diagnosis increases the odds that your loved one will be able to live at home longer. When care and services are in place early, the need for long-term care outside the home can often be avoided. You have a much better chance of getting the results you and your loved one value most.