If you’ve recently turned on your TV or browsed the internet, chances are you've seen an influx of commercials promoting various Medicare plans. That’s because it’s that time of year again — Medicare Open Enrollment, also known as the Annual Enrollment Period (AEP). But beyond the ads, do you really understand what this period means for your health coverage — and your wallet? Let’s break it down and uncover why this time of year could be critical for your healthcare and finan